parcelatoWho keeps the home when you separate
One home, two names, one decision.
- List the facts first
- Propose, then agree
- Record the costs meanwhile
List who owns or rents the home and in whose names, consider the options, then propose and agree in writing. Record who pays what until it is settled, and take the record to legal advice.
Make a fair list, freeIn 4 steps
- STEP 1
List the facts first
Who owns or rents the home, in whose names, with which mortgage or lease, deposit and monthly costs.
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Who owns or rents the home, in whose names, with which mortgage or lease, deposit and monthly costs. Put the papers in one place you can both see: the deed or lease, the mortgage or deposit receipt, the last bills.
STEP 2Know the usual options
One of you stays and the other leaves, you sell or end the lease, or one buys the other out.
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One of you stays and the other leaves, you sell or end the lease, or one buys the other out. For a rented home, the lease and the landlord decide what is possible. Legal advice matters here; take your record to it.
- STEP 3
Propose, then agree
One of you proposes, the other agrees or marks it to discuss.
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One of you proposes, the other agrees or marks it to discuss. Nothing changes until both agree. The same goes for the deposit and for the costs until one of you moves out.
- STEP 4
Record the costs until it is settled
Who pays the rent or mortgage, the bills and repairs in the meantime.
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Who pays the rent or mortgage, the bills and repairs in the meantime. Record each payment with who paid. It makes the final split simpler and fairer.
What happens in the video: Nora and Marco add the lease, propose who stays in the flat, agree how the deposit is split, and record who pays the rent until one of them moves.
Checklist
Where families fall out, and how to avoid it
Record who paid what from the start. Facts settle arguments that memory starts.
A spoken agreement is easy to forget. Propose it and agree it in writing.
For a rented home, check the lease and the landlord before you agree between yourselves.
How this differs by country
Who keeps the home depends on ownership, the lease, children and local law. Parcelato records the facts and what you both agree; it is not legal advice.
Questions families ask
Who keeps the house when a couple separates?
It depends on who owns or rents it, any children, and what you agree. List the facts, then propose and agree in writing, with legal advice.
What happens to a rented home when we separate?
The lease decides. Check whose names are on it and talk to the landlord before agreeing who stays.
Who gets the deposit back?
Usually whoever paid it, or as you agree. Record who paid it from the start.
Who pays the bills until we decide?
Agree it, then record each payment with who paid, so the final split is fair.
Can our mediator or lawyer see the record?
Yes, if you both invite them. They can read and comment.
Free for the first 50 founding families
No card. Founding families keep the early-bird price for life.
Parcelato keeps the record: who uploaded what, who decided, and when. For the law in your state or country, take the record to a lawyer or notary. It makes their hour shorter.
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Sources
Last reviewed 31 October 2026. Written and reviewed by the Parcelato team. We update guides when rules or our product change. Questions or corrections: info@parcelato.com.