Every stage. One record. Parcelato records who owns what, who owes what and who decided. It never holds money, never sells anything, and never gives legal advice.
Free tool · Who keeps what

Decide who keeps what, fairly, before anyone has to argue.

A step-by-step guide for the four moments a family divides its things: planning ahead, downsizing, settling an estate, or separating. Answer by typing or by voice, see a fair result, and download it as a document everyone can sign.

FreeAbout 10 minutesSpeak or typeNothing leaves your deviceBranded PDF

How it works

Plan

Your things, your wishes: who keeps each one, and why, in your own words. You get a letter of wishes.

Downsize

Does it come with you, go to family, or go another way? You get a moving list.

Settle

Wishes first, then private claims, then a fair method for what two people want. You get a split sheet.

Separate

Whose was it first, the children’s things, then a fair split of what you bought together. You get a separation list.

Three fair methods, chosen before you see the result

Take turns. A coin toss sets the first pick, and the order reverses every round, so the person who picked first picks last next time. Simple and familiar.

Points. Everyone spreads 100 points, privately, over the things they want. The highest bid takes each thing. It shows what matters most to whom, which turns are blind to.

Balance by value. Using rough value ranges, each contested thing goes to whoever is furthest below an equal share. The tool shows any remaining gap; it never handles money.

Most lists settle before any method is needed: when each person marks privately what they’d like, things only one person wants go straight to them. The method is only for the few things two people both want.

A letter of wishes is not a will

A will decides who inherits. A letter of wishes, or a personal property memorandum in many US states, says who you’d like to have specific things, and why. It is the part families remember. Keep it with your will, tell your lawyer or notary it exists, and share it with the people named while you can.

Questions families ask

Is the result a will or a legal agreement?

No. It records what you decided and how, so everyone can see it was fair. It is not a will, does not transfer ownership and is not legal advice. Take it to a lawyer, notary or mediator for anything legal.

What is a letter of wishes?

A short document, separate from a will, that says who you would like to have your things and why. In the UK it is a common companion to a will; in many US states a will can refer to a personal property memorandum. Ask your lawyer how it works where you live.

How do siblings divide belongings fairly?

Settle the owner's wishes first. Then each person marks privately what they would like, so things only one person wants go straight to them. For the few contested things, agree a method before seeing the result: taking turns, points, or balancing by value.

How do separating couples divide household items?

Start with whose each thing was: what each partner had before or received as a gift goes back to them, and the children's things follow the children. Divide what you bought together with the same fair methods, and take anything still contested to a mediator.

Does my information leave my device?

No. The tool runs in your browser. Nothing is sent anywhere unless you choose to send a short summary to Parcelato with an early-access request.

Can I answer by voice?

Yes. In Chrome, Edge and Safari, tap Speak next to any answer. On a phone you can also use the microphone on your keyboard.

★ Follow Parcelato on Google

Add parcelato.com as a preferred source and our guides appear more often in your Google results, including Top Stories and AI Mode.

Add Parcelato on Google

Related guides

This tool is a guide to help families agree. It is not legal, tax or valuation advice, not a will and not a legal agreement. Last reviewed 26 October 2026.