Set conditions on any deal. Parcelato holds funds in USDc or EURc, uses AI agents to verify every condition, and releases automatically when all are met — with a complete, scored audit log on every decision.
The conditions were real. The money was ready. The failure was always the same missing trust layer.
Lease signed. Conditions met. Fiduciaria in place. The bank approver was unavailable. $60K+ in costs and lost revenue — not because the deal was wrong, but because the verification layer had a single human bottleneck with no backup.
No escrow. No milestone tracking. Construction stopped after Phase 1. Developer had a cash flow problem. Buyers had a paper contract and no recourse. Their money was gone.
Standard Bali practice. No portal, no document tracking, no receipt trail. Both parties — buyer and seller — had zero insight until a final yes-or-no phone call.
1.25× DSCR covenant. Quarterly manual PDF reviews. DSCR dropped. Nobody noticed for six months. By the time it was caught, the loan was already in default.
Traditional approval = a signature and a date. No record of what was reviewed. No reasoning. No trail. Parcelato produces a scored, reasoned, immutable log — turning disputes from "your word against mine" into a documented record of every decision.
Every condition gets an AI confidence score. ≥85% triggers automatic release — no human bottleneck.
Which clauses were read. What interpretation was applied. What evidence drove the score. All logged.
Timestamped at verification. Cryptographically anchored. Cannot be altered retroactively.
PDF + JSON export in 30 seconds. Scored reasoning on every decision. Disputes don't disappear — but you walk in with a documented record, not a signature.
100% AI release isn't always the right answer. Configure thresholds, dual sign-off, human co-approval on high-stakes releases, or escalation on breach events. Same audit trail, your rules.
No grey area. Every milestone is measurable before funds move. One platform, two structures — both condition-verified, stablecoin-settled, AI-monitored.
AI checks each condition against uploaded evidence. When the confidence score passes threshold, funds move automatically — no human bottleneck, no delay.
Select your role to see how Parcelato works for you — with a real deal example.
Real platform screens. Click any scenario to see how Parcelato structures, monitors, and logs that deal type — from milestone tracking to AI scoring to audit export.
Every deal that needs a trust layer has been doing it manually. Here is what Parcelato replaces.
Construction tranches, lease deposits, off-plan buyer payments, contractor drawdowns. Any deal where funds should only move when something specific is verified.
DSCR reserves, multi-year lease trusts, loan covenants, operator earnouts. Any obligation monitored continuously — not quarterly.
Funds held in USDc or EURc earn ~4–5% pa on Circle reserves. Parcelato retains 70%. 30% returned to every client at release.
| Feature | Parcelato | Traditional Notary | Bank Escrow |
|---|---|---|---|
| Setup time | ✓ 48 hours | 4–12 weeks | 2–8 weeks |
| Fee | ✓ 1–3% one-time | 3–5% + hourly | 2–4% + admin |
| Verification | ✓ AI agent · 24/7 | Manual · on request | Manual · inconsistent |
| Audit log | ✓ Scored · reasoned | Signature only | Internal records |
| Cross-border | ✓ USDc · EURc · 27 EU | Not supported | SWIFT only |
| Yield to client | ✓ 30% returned | None | Bank keeps all |
| Dispute defense | ✓ Scored reasoning trail | Signature only | Internal notes |
Set conditions. Fund in USDc or EURc. AI verifies. Auto-released. Complete audit log on every decision.